Most Recent Articles
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Why Credit Card Churning Doesn’t Hurt Your Credit Score (That Much)
Credit bureaus consider a variety of factors when determining credit scores, not just the quantity of credit lines or their duration. Regularly paying off credit card balances in full is crucial to maintaining or improving credit scores.
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The Basics of Credit Card Churning
Credit card churning is a practice that involves repeatedly opening and closing credit cards to take advantage of sign-up bonuses. By churning, you can earn significant rewards, including points, miles, and cash back. However, it’s important to approach churning responsibly to avoid damaging credit scores. How Churning Works: To churn a credit card, you apply…
Featured Posts
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Maximizing Travel Rewards: A Comprehensive Guide
Accumulating credit card rewards for travel requires a strategic approach. Begin by identifying your travel goals. Do you aspire to fly first class, stay in luxury hotels, or take several budget trips? Next, analyze your spending habits to determine which cards align best with your lifestyle. Cards offering bonus rewards in categories where you spend…
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Maximizing Travel Rewards: A Comprehensive Guide
Accumulating credit card rewards for travel requires a strategic approach. Begin by identifying your travel goals. Do you aspire to fly first class, stay in luxury hotels, or take several budget trips? Next, analyze your spending habits to determine which cards align best with your lifestyle. Cards offering bonus rewards in categories where you spend…
Author Profile
David
David is a long-time credit card churner who is always searching for the next card for the next trip
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