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Why Credit Card Churning Doesn’t Hurt Your Credit Score (That Much)
Credit bureaus consider a variety of factors when determining credit scores, not just the quantity of credit lines or their duration. Regularly paying off credit card balances in full is crucial to maintaining or improving credit scores.
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The Basics of Credit Card Churning
Credit card churning is a practice that involves repeatedly opening and closing credit cards to take advantage of sign-up bonuses. By churning, you can earn significant rewards, including points, miles, and cash back. However, it’s important to approach churning responsibly to avoid damaging credit scores. How Churning Works: To churn a credit card, you apply…
Featured Posts
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Chase Credit Cards Offers: $100 back when you spend $600 through Chase Travel $500
A Sweet Travel Deal Just Dropped: Your Chase Card and a $100 Credit! Hey travel enthusiasts and credit card reward maximizers! I’m always on the lookout for deals that let us travel smarter and cheaper. Today, I’m incredibly excited to share a fantastic opportunity I stumbled upon, targeted toward Chase credit card holders: You can…
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Chase Credit Cards Offers: $100 back when you spend $600 through Chase Travel $500
A Sweet Travel Deal Just Dropped: Your Chase Card and a $100 Credit! Hey travel enthusiasts and credit card reward maximizers! I’m always on the lookout for deals that let us travel smarter and cheaper. Today, I’m incredibly excited to share a fantastic opportunity I stumbled upon, targeted toward Chase credit card holders: You can…
Author Profile
David
David is a long-time credit card churner who is always searching for the next card for the next trip
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