Most Recent Articles
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Why Credit Card Churning Doesn’t Hurt Your Credit Score (That Much)
Credit bureaus consider a variety of factors when determining credit scores, not just the quantity of credit lines or their duration. Regularly paying off credit card balances in full is crucial to maintaining or improving credit scores.
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The Basics of Credit Card Churning
Credit card churning is a practice that involves repeatedly opening and closing credit cards to take advantage of sign-up bonuses. By churning, you can earn significant rewards, including points, miles, and cash back. However, it’s important to approach churning responsibly to avoid damaging credit scores. How Churning Works: To churn a credit card, you apply…
Featured Posts
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Maximizing credit card rewards for travel involves a strategic approach. First, identify your travel goals. Consider where you want to go, how often you plan to travel, and your preferred travel style (budget, luxury, etc.). Next, research credit cards that align with these goals. Look at welcome bonuses, earning rates on different spending categories (flights, hotels, dining), and redemption options. Compare cards based on their annual fees and additional perks like travel insurance, lounge access, and statement credits.
Once you’ve identified suitable cards, prioritize earning welcome bonuses. These are typically the most lucrative rewards you can get from a credit card. Meet the minimum spending requirements within the specified time frame to unlock the bonus. After that, focus on maximizing your everyday spending. Use the card that offers the highest earning rate for…
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Maximizing credit card rewards for travel involves a strategic approach. First, identify your travel goals. Consider where you want to go, how often you plan to travel, and your preferred travel style (budget, luxury, etc.). Next, research credit cards that align with these goals. Look at welcome bonuses, earning rates on different spending categories (flights, hotels, dining), and redemption options. Compare cards based on their annual fees and additional perks like travel insurance, lounge access, and statement credits.
Once you’ve identified suitable cards, prioritize earning welcome bonuses. These are typically the most lucrative rewards you can get from a credit card. Meet the minimum spending requirements within the specified time frame to unlock the bonus. After that, focus on maximizing your everyday spending. Use the card that offers the highest earning rate for…
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David
David is a long-time credit card churner who is always searching for the next card for the next trip
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