Most Recent Articles
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Why Credit Card Churning Doesn’t Hurt Your Credit Score (That Much)
Credit bureaus consider a variety of factors when determining credit scores, not just the quantity of credit lines or their duration. Regularly paying off credit card balances in full is crucial to maintaining or improving credit scores.
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The Basics of Credit Card Churning
Credit card churning is a practice that involves repeatedly opening and closing credit cards to take advantage of sign-up bonuses. By churning, you can earn significant rewards, including points, miles, and cash back. However, it’s important to approach churning responsibly to avoid damaging credit scores. How Churning Works: To churn a credit card, you apply…
Featured Posts
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How I Build the Ultimate Travel Credit Card Strategy to See the World for Free
My Journey into the World of Award Travel For years, I believed that international business class seats and five-star luxury resorts were luxuries reserved exclusively for the ultra-wealthy. However, everything changed when I discovered the power of travel credit cards. Today, I travel the world in style, frequently booking flights and hotels that would normally…
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How I Build the Ultimate Travel Credit Card Strategy to See the World for Free
My Journey into the World of Award Travel For years, I believed that international business class seats and five-star luxury resorts were luxuries reserved exclusively for the ultra-wealthy. However, everything changed when I discovered the power of travel credit cards. Today, I travel the world in style, frequently booking flights and hotels that would normally…
Author Profile
David
David is a long-time credit card churner who is always searching for the next card for the next trip
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