Introduction

The Amex EveryDay® Preferred Credit Card from American Express stands out for its generous 50% Membership Rewards point bonus each month. To access this valuable perk, you’ll need to reach a minimum of 30 transactions per billing period. This guide will show you how to maximize your earning potential and get the most out of this exceptional card.

The 50% Membership Rewards Bonus

With the Amex EveryDay Preferred*, you’ll earn:

• 3 points per dollar at U.S. supermarkets on up to $6,000 per year in purchases (then 1 point per dollar)
• 2 points per dollar at U.S. gas stations * 1 point per dollar on other purchases
• A 50% bonus on all purchases (excluding returns and credits) after making 30 or more purchases with your card in a billing period

The bonus points can significantly boost your earning rates to:

• 4.5 points per dollar at U.S. supermarkets
• 3 points per dollar at U.S. gas stations
• 1.5 points per dollar on everything else

Maximizing the Amex EveryDay Preferred Bonus

For those who regularly make 30 transactions or more, hitting the bonus threshold won’t be an issue. However, if you struggle to reach this number, here are some strategies to help you maximize your bonus.

Change Your Purchase Behavior

• Break up your grocery shopping into smaller purchases, reloading your Amazon gift card balance incrementally.
• Fill up your gas tank gradually by stopping at multiple stations throughout the month.
• Use your card for smaller purchases like vending machine items and fruit from your local convenience store.
• Consider making small donations to charitable organizations.

Pay Bills with Your Credit Card

Using a service like Plastiq can help you reach the 30-transaction minimum and generate bonus points. Plastiq allows you to pay bills with your credit card, including rent, taxes, and utilities. Keep in mind that Plastiq charges a 2.5% transaction fee, so only use it if the bonus points you earn outweigh the fees.

Example:

Spend $1,000 on the Amex EveryDay Preferred: $100 on groceries, $100 on gas, and $800 on non-bonus spend. * Make additional Plastiq payments of $75 for electricity and $25 for gas, reaching the 30-transaction minimum. * Earn 1,400 base Membership Rewards points and an additional 700 bonus points, worth $14. * The Plastiq fee is $2.50, resulting in a net gain of $11.50.

Alternative: The Amex EveryDay Card

If you’re unsure about meeting the 30-transaction threshold, the Amex EveryDay® Credit Card from American Express is a more affordable option. It charges no annual fee and offers a 20% bonus after making 20 monthly transactions.

* 2 points per dollar on the first $6,000 spent at U.S. supermarkets per year (then 1 point per dollar) * 1 point per dollar on everything else

Bottom Line

With a little effort, you can consistently earn the 50% point bonus on the Amex EveryDay Preferred*, maximizing your Membership Rewards rewards and bringing you closer to your travel dreams.

Disclaimer: The information for the Amex EveryDay Preferred Card has been collected independently. The card details on this page have not been reviewed or provided by the card issuer.