The Capital One Venture Rewards Credit Card is another good option for people who are new to travel rewards. It has a $95 annual fee and offers a good sign-up bonus. Cardholders earn 2x miles on all purchases. Miles are worth 1 cent each when redeemed for travel.

The American Express® Gold Card is a good option for people who spend a lot on dining and groceries. It has a $250 annual fee, but cardholders can earn up to $240 in statement credits each year by using the card to pay for dining at select restaurants and grocery purchases at U.S. supermarkets. Cardholders earn 4x points on dining at restaurants worldwide and at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x), 3x points on flights booked directly with airlines or on amextravel.com, and 1x point on all other purchases.

The Chase Sapphire Reserve® Card is a good option for people who travel frequently and are comfortable paying a higher annual fee. It has a $550 annual fee, but cardholders receive a $300 annual travel credit and access to Priority Pass airport lounges. Cardholders earn 5x points on flights and 10x points on hotels and car rentals purchased through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining at restaurants worldwide and 1x point on all other purchases. Points are worth 1.5 cents each when redeemed for travel through Chase Ultimate Rewards®.

The Platinum Card® from American Express is a premium travel credit card that offers a wide range of benefits, including access to a variety of airport lounges, elite status with select hotel and rental car programs, and a $200 annual airline fee credit. The card has a $695 annual fee. Cardholders earn 5x points on flights booked directly with airlines or on amextravel.com and 5x points on prepaid hotels booked on amextravel.com. 1x point on all other purchases.