Hey travel aficionados! As a seasoned credit card and travel rewards guru, I’m constantly on the lookout for opportunities to maximize value and stretch those travel dollars. Today, I’m thrilled to share a targeted Chase Offer that could bring some tranquility to your life while padding your wallet: 100% cash back on a Calm subscription! This is, as always, a Your Mileage May Vary (YMMV) situation, so check your Chase accounts pronto.
What is a Chase Offer?
Before diving into the specifics of this deal, let’s quickly recap what Chase Offers are. These are targeted, personalized discounts that appear directly in your Chase account (both on the website and in the mobile app). Think of them as digital coupons linked to your credit or debit cards. You simply activate an offer, use your enrolled Chase card to make the qualifying purchase, and then receive a statement credit within a few business days. The amount of the statement credit depends on the offer details, which usually takes the form of a fixed amount or a percentage off a purchase.
I find Chase Offers invaluable for saving money on everyday spending. I’ve previously scored significant discounts on restaurants, grocery stores, retail shops, and even subscription services, all thanks to these targeted perks. It’s essentially free money just for paying with a Chase card I already use!
The Calm Subscription Deal: Inner Peace and Outer Savings
Now, let’s get to the heart of the matter: the 100% cash back offer on a Calm subscription. For those unfamiliar, Calm is a popular app that focuses on mindfulness, meditation, and sleep improvement. It offers a wide range of guided meditations, sleep stories, music, and masterclasses designed to help you reduce stress, improve focus, and enhance your overall well-being.
The annual Calm subscription typically costs around $69.99. With this targeted Chase Offer, you’d essentially get the entire year for free after receiving the statement credit. Think about it: an entire year of guided meditations, sleep stories read by celebrities, and a vast library of soothing sounds, all without spending a dime. That’s a fantastic value, particularly if you already have an interest in mindfulness or are looking for ways to manage stress and improve your sleep.
Checking Your Chase Accounts for the Offer
Here’s how to check if you’ve been targeted for this awesome deal:
1. Log in to your Chase account: Go to Chase.com or open the Chase mobile app. 2. Navigate to Chase Offers: Look for the “Chase Offers” section. It’s usually located on the account summary page or under the “Rewards & Benefits” tab. On the Chase mobile app, it can be found by clicking on the specific card you want to check and scrolling down. 3. Browse Available Offers: Scroll through the list of available offers. They are often categorized by type (dining, shopping, travel, etc.). 4. Search for “Calm”: Use the search bar within the Chase Offers section and type “Calm.” This will quickly filter the offers to show you if you have the targeted deal. 5. Read the Offer Details: If you see the offer, click on it to read the fine print. Pay close attention to the expiration date, any spending requirements, and any limitations (e.g., if it applies to new subscribers only). 6. Activate the Offer: Before making your purchase, make sure to activate the offer by clicking the “Activate” button. This is a crucial step – you won’t receive the cash back if you don’t activate the offer first!
I always recommend checking your Chase Offers regularly. New offers pop up all the time, and you never know when you might find a deal that perfectly aligns with your spending habits or interests. I make it a point to browse my offers at least once a week to ensure I’m not missing out on any potential savings.
Maximizing the Deal: Choosing the Right Chase Card
Once you’ve confirmed you have the offer and are ready to subscribe to Calm, it’s time to think about which Chase card to use for the purchase. This is where the travel rewards strategy comes into play.
While any Chase card enrolled in the Chase Offers program will trigger the cash back, some cards offer additional rewards that could further enhance the value of this deal. Here’s a brief rundown of some of my favorite Chase cards and how they could be used in conjunction with this offer:
* Chase Sapphire Preferred® Card: I love this card because it offers 2x points on travel and dining, but more importantly, the points can be redeemed for 1.25 cents each through Chase Ultimate Rewards travel portal. While Calm doesn’t fall into either of those categories, the card’s solid earning rate makes it a good general spending option. * Chase Sapphire Reserve® Card: Similar to the Sapphire Preferred, the Reserve earns 3x points on travel and dining and has a higher redemption value of 1.5 cents per point when redeemed through the Chase Ultimate Rewards travel portal. Again, while Calm isn’t a travel or dining expense, it’s a solid option for general spend. * Chase Freedom Unlimited® Card: This card offers 1.5% cash back (or 1.5x points) on all purchases. It’s a great option for everyday spending that doesn’t fall into a bonus category. I also love that the points can be combined with the Sapphire Preferred or Sapphire Reserve to unlock higher redemption values for travel. * Chase Freedom Flex® Card: This card features rotating quarterly bonus categories that earn 5% cash back (or 5x points). The bonus categories change every three months and require activation. Outside of the quarterly categories, the card earns 1% on all other purchases. If, by chance, one of the Freedom Flex’s quarterly categories aligns with online subscriptions, that would be the ideal card to use for the Calm purchase.
Given that the Calm subscription likely won’t fall into a bonus category, I would recommend using either the Chase Freedom Unlimited or one of the Sapphire cards (if you don’t have the Freedom Unlimited) to maximize your rewards. I personally use my Freedom Unlimited for most non-bonus spending because of the flat 1.5% cash back.
Important Considerations and Fine Print
Before you jump on this offer, here are a few key things to keep in mind:
* Expiration Date: Pay close attention to the offer’s expiration date. You must make your Calm subscription purchase before the expiration date to receive the cash back. Mark it on your calendar so you don’t miss out. * Offer Limitations: Some Chase Offers have specific limitations, such as requiring a minimum purchase amount or only applying to new subscribers. Read the fine print carefully to ensure you meet all the requirements. * Statement Credit Timeline: It typically takes a few business days for the statement credit to post to your account after you make the qualifying purchase. Don’t panic if you don’t see it immediately. * One-Time Use: Most Chase Offers are valid for one-time use only. Once you’ve used the offer, it will disappear from your list. * Automatic Renewal: Make sure that if you aren’t going to continue using the Calm App, that you cancel the subscription so that you aren’t charged next year. Set a reminder in your calendar!
Why This Deal Matters for Travel Rewards Enthusiasts
You might be wondering, “Why is a travel rewards blogger talking about a meditation app subscription?” The answer is simple: maximizing value in all areas of your life allows you to free up more funds for travel!
Every dollar saved on everyday expenses is a dollar that can be put towards your next dream vacation. By taking advantage of deals like this 100% cash back offer, you’re essentially earning free money that can be used to offset the cost of flights, hotels, experiences, or anything else travel-related.
Additionally, deals like this demonstrate the power of credit card rewards programs. Credit cards aren’t just for spending; they’re tools that can be used strategically to earn rewards, save money, and enhance your overall financial well-being.
Final Thoughts: Don’t Miss Out!
The 100% cash back on Calm subscription Chase Offer is a fantastic opportunity to save money on a valuable service that can improve your mental and emotional well-being. Check your Chase accounts today to see if you’ve been targeted, and if you have, don’t hesitate to activate the offer and subscribe to Calm. It’s a win-win situation: you get access to a top-notch mindfulness app for free, and you free up more money for your travel adventures.
As always, happy travels and happy saving! And remember to keep an eye out for more great deals and travel rewards opportunities – I’ll be sure to share them as soon as I find them!
