Hello fellow travel enthusiasts and credit card aficionados! Today, I’m bringing you a potentially amazing deal that I stumbled upon in my Chase account. This is a “Your Mileage May Vary” (YMMV) offer, meaning it’s not guaranteed to be available to everyone, but it’s definitely worth checking if you’re a Chase cardholder. This could be a fantastic opportunity to snag a free Calm subscription, a service I find incredibly valuable for managing stress, improving sleep, and enhancing overall well-being, especially when I’m on the go!
What’s the Deal? 100% Cashback on Calm
The offer is simple: Get 100% cash back on your Calm subscription when you pay with your eligible Chase card. Now, the maximum cashback amount varies slightly, but I’ve seen reports of it capping out at $70. That’s essentially a free year of Calm Premium, which normally costs around $69.99.
Why I’m Excited About This (Even if It’s YMMV)
Firstly, and most obviously, free is good! Secondly, Calm is a fantastic service. I personally use Calm on a regular basis. It’s not just about meditation; it offers a diverse range of content, including sleep stories narrated by celebrities (which I find incredibly soothing on long flights), masterclasses on mindfulness and personal growth, and relaxing soundscapes. As a frequent traveller, the stresses of navigating airports, dealing with delays, and adjusting to new time zones can take a toll. Calm helps me centre myself and find moments of peace amidst the chaos. I’ve often used it to help with jetlag. Moreover, the guided meditations are incredibly useful for managing anxiety, which can sometimes creep in before or during a trip. Finally, investing in mental wellbeing can be a fantastic investment.
Checking Your Chase Account for the Offer
Here’s how to see if you’re targeted for this offer:
1. Log in to your Chase account: Head over to Chase.com or open your Chase mobile app. 2. Navigate to “Chase Offers”: Look for a section called “Chase Offers” or “Offers for You.” It’s usually located on the main account page, or you might find it under the “Rewards” or “Benefits” tab. 3. Browse or Search for the Calm Offer: Scroll through the available offers or use the search bar to type in “Calm.” If you see the offer for 100% cashback, congratulations! 4. Activate the Offer: Before you make your Calm purchase, be sure to click the “Activate Offer” button. This is a crucial step; otherwise, you won’t receive the cashback.
Important Terms and Conditions to Keep in Mind
As with any offer, there are a few terms and conditions you should be aware of:
* Expiration Date: Pay attention to the offer’s expiration date. You need to make your Calm purchase before the offer expires to be eligible for the cashback. * Maximum Cashback Amount: As I mentioned earlier, the cashback amount is usually capped. Check the offer details to see the maximum you can receive. I believe it’s typically $70. * Eligible Cards: The offer is typically tied to a specific Chase card. Make sure you use the card that’s linked to the offer when you make your purchase. * Subscription vs. One-Time Purchase: The offer usually applies to a Calm subscription. Be sure you don’t purchase a one-time item to get the offer. * Processing Time: It can take some time for the cashback to appear in your account. Usually, you can expect to see it within a few business days after your Calm transaction posts. * YMMV (Your Mileage May Vary): Remember, this is a targeted offer, so not everyone will have it. Don’t be discouraged if you don’t see it in your account.
Maximizing the Value with the Right Chase Card
Even though you’re getting 100% cashback, you should still use a Chase card that earns valuable rewards on everyday spending. Here are a few of my go-to Chase cards:
* Chase Freedom Unlimited: This card earns a minimum of 1.5% cashback on all purchases, making it a solid choice for everyday spending. Plus, it has no annual fee. * Chase Sapphire Preferred: This card earns 2x points on travel and dining and 1x points on all other purchases. It also offers valuable travel protections and bonus redemption options through the Chase Ultimate Rewards portal. I love this card because it provides great travel insurance for its price point. * Chase Sapphire Reserve: This is Chase’s premium travel card, offering 3x points on travel and dining and a range of premium benefits like airport lounge access and a travel credit. If you’re a frequent traveller, the Sapphire Reserve can be well worth the annual fee. The travel credit really offsets the fee. * Chase Freedom Flex: A solid choice that offers 5% cash back in quarterly rotating categories on up to $1,500 in spending each quarter you activate, 5% cash back on travel purchased through Chase Ultimate Rewards, 3% on dining, 3% on drugstores and 1% everywhere else.
By using one of these cards, you’ll not only get the 100% cashback from the Chase Offer but also earn valuable rewards on your purchase.
Why Calm Is Worth Considering (Even Without the Offer)
Even if you don’t have the 100% cashback offer, I still recommend considering a Calm subscription. The benefits of mindfulness and meditation are well-documented, and Calm provides a convenient and accessible way to incorporate these practices into your daily routine.
* Stress Reduction: In today’s fast-paced world, stress is a major problem. Calm’s guided meditations and breathing exercises can help you manage stress and cultivate a sense of calm. * Improved Sleep: Sleep is essential for overall health and well-being. Calm’s sleep stories and relaxing soundscapes can help you fall asleep faster and sleep more soundly. * Enhanced Focus and Concentration: Regular meditation can improve your focus and concentration, making you more productive and efficient. * Increased Self-Awareness: Calm’s masterclasses and mindfulness exercises can help you develop a deeper understanding of yourself and your emotions. * Better Relationships: Mindfulness can improve your relationships by helping you communicate more effectively and respond to others with greater compassion.
As a frequent traveller, I find these benefits particularly valuable. The stresses of travel can disrupt your sleep, increase anxiety, and make it difficult to focus. Calm helps me stay grounded and maintain a sense of balance, no matter where I am in the world.
Alternative Mental Wellness Apps
While I’m a fan of Calm, there are other great mental wellness apps out there. Here are a few worth exploring:
* Headspace: Headspace is another popular meditation app that offers a wide range of guided meditations and mindfulness exercises. It’s known for its beginner-friendly approach and its emphasis on daily practice. I know some people prefer it over Calm. * Insight Timer: Insight Timer is a free meditation app that offers a vast library of guided meditations from teachers around the world. It also features a community forum where you can connect with other meditators. * Ten Percent Happier: This app is based on the book of the same name by Dan Harris, a news anchor who discovered the benefits of meditation. It offers a more skeptical and science-based approach to mindfulness. * Aura: Aura focuses on personalized wellness by utilizing AI technology to tailor sessions to your mood. You can select your specific mood each time and then receive appropriate meditations. * Happify: This app has a different approach than many of the above, which is a science-based method of exercises and games to improve happiness.
Ultimately, the best mental wellness app for you will depend on your individual needs and preferences. I encourage you to try out a few different apps to see which one resonates with you the most.
Final Thoughts: Don’t Miss Out!
This Chase Offer for 100% cashback on Calm is a fantastic opportunity to get a free year of a valuable mental wellness service. Be sure to check your Chase account to see if you’re targeted for the offer and activate it before making your Calm purchase. Even if you don’t have the offer, I still encourage you to consider a Calm subscription or explore other mental wellness apps. Taking care of your mental health is essential for overall well-being, and these apps can provide you with the tools and resources you need to thrive, both at home and on the road.
Good luck, and happy travels (and meditating!)
