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Introduction: Why Hyatt is My Go-To Chase Transfer Partner
As a seasoned travel credit card enthusiast, I constantly explore ways to maximize my rewards. While Chase Ultimate Rewards offers numerous redemption options, I consistently find myself gravitating towards transferring them to the World of Hyatt program. This is because Hyatt offers exceptional value for your points, often exceeding what you’d get through other redemption methods. So, let’s dive into everything you need to know about transferring Chase points to Hyatt and why I consider it a top strategy.
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Can You Transfer Chase Points to Hyatt? Absolutely!
Yes, you absolutely can! If you hold a Chase Sapphire Reserve®, Chase Sapphire Preferred® Card, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card, you’re in luck. These cards enable you to transfer your hard-earned Ultimate Rewards points to a selection of airline and hotel loyalty programs. Fortunately, World of Hyatt is among these valuable transfer partners.
I’ve personally transferred points from my Chase Sapphire Preferred® Card to my Hyatt account countless times. One of the things I appreciate most is how quickly the points usually appear in my Hyatt account. Chase estimates it may take up to seven business days, but in my experience, the transfer is often instantaneous or takes just a few minutes.
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Understanding the Chase to Hyatt Transfer Ratio
The transfer ratio between Chase Ultimate Rewards and World of Hyatt is a straightforward 1:1. This means that for every 1,000 Ultimate Rewards points you transfer, you’ll receive 1,000 Hyatt points. Keep in mind that transfers must be made in increments of 1,000 points. Therefore, if you need 7,000 Hyatt points for an award night, you’ll need to transfer 7,000 Ultimate Rewards points.
While transfer bonuses are always a welcome surprise, it’s rare to see them between Chase and Hyatt. Given the already high value of Hyatt points, it’s unlikely we’ll see a transfer bonus anytime soon. But even without a bonus, the 1:1 transfer ratio is still incredibly valuable, and this is something that I take into consideration when planning my travel.
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When Should You Transfer Chase Points to Hyatt?
Timing is everything when it comes to transferring points. I generally transfer my Chase points to Hyatt under the following circumstances:
* Specific Award Stay in Mind: I have a particular Hyatt property and dates in mind and want to book an award stay.
* Short on Hyatt Points: I don’t have enough Hyatt points in my account to book the desired award stay and don’t want to buy Hyatt points.
* Excellent Redemption Value: I always compare the cash price of a stay with the points required and only redeem Hyatt points when I can achieve a value of at least 2 cents per point. This is my personal benchmark for ensuring I’m getting a good deal.
For example, I recently booked a stay at the Grand Hyatt Kauai using points. The cash price for the room was over $500 per night, but I was able to book it for 25,000 Hyatt points. This gave me a redemption value of over 2 cents per point, making it a worthwhile transfer from my Chase account.
However, before you initiate a transfer, consider these two additional factors:
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Booking Through Chase Travel: Proceed with Caution
You can, of course, redeem Ultimate Rewards points for Hyatt stays through the Chase Travel portal. However, I tend to avoid this method, as bookings made this way often don’t qualify for earning elite night credits or receiving elite benefits within the World of Hyatt program. Only bookings through The Edit by Chase Travel qualify for hotel points and elite benefits.
Therefore, while you might be tempted to book through the portal, I’d recommend against it if you value your elite status or want to earn points on your stay. Always compare the cost in points through the Chase portal with the direct Hyatt booking, taking into account the value of elite benefits and points earning, before making your decision.
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Exploring Alternative Ways to Earn Hyatt Points
Transferring Chase points isn’t the only way to increase your Hyatt points balance. Consider these alternative options:
* Bilt Rewards: You can transfer Bilt Rewards points to Hyatt. This is a great option if you have a Bilt credit card and want to consolidate your rewards.
* Buying Hyatt Points: Hyatt occasionally offers promotions for buying points, sometimes with a bonus. However, I generally only recommend this option if you need a small number of points to complete a booking and the promotion offers a reasonable price per point.
* Hyatt Credit Cards: Earning points directly through the World of Hyatt Credit Card or World of Hyatt Business Credit Card is another effective method. Plus, these cards often come with attractive welcome bonuses.
For instance, I recently used my World of Hyatt Business Credit Card to pay for a large conference, which allowed me to earn a significant number of Hyatt points and inch closer to earning Globalist status.
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Step-by-Step Guide: How to Transfer Chase Points to Hyatt
Once you’ve confirmed award availability and decided that transferring Chase points to Hyatt is the best course of action, follow these steps:
1. Log in to Your Chase Account: Access your Chase account and select the card you wish to transfer points from (Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred).
2. Navigate to the Redemption Options: Look for a “Redeem” option next to your point balance and click it.
3. Select “Travel”: Click “Travel” in the top navigation bar. Then choose “Transfer points to partners.”
4. Find Hyatt: Scroll down the list of transfer partners until you find the “Hotels” section. Click on the Hyatt tile.
5. Review and Transfer: Review the information on the Hyatt page, and then click “Transfer points.”
6. Choose User (If Applicable): If you have authorized users on your account, select the user to whom you want to transfer the points.
7. Enter Hyatt Account Number: Enter or confirm the World of Hyatt account number associated with the selected user. Click “Next.” It is vital to ensure that this account number matches, as incorrect information will delay or void the points transfer.
8. Specify Transfer Amount: Enter the number of Chase points you want to transfer to Hyatt, remembering that transfers must be in increments of 1,000. Select “Next.”
9. Confirm and Submit: Review all the transfer details on the final page to ensure accuracy. If everything looks correct, submit your transfer request.
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Maximizing Hyatt Award Redemptions
Once your points land in your World of Hyatt account, the fun begins! I’ve found many ways to get amazing value with Hyatt points. Some of my favorites include:
* Luxury Stays: Redeeming points for stays at high-end properties like Park Hyatts or Andaz hotels can provide incredible value.
* Suite Upgrades: Use points to upgrade to suites for a more comfortable and luxurious stay.
* All-Inclusive Resorts: Hyatt’s all-inclusive resorts offer excellent value, particularly in destinations like Mexico and the Caribbean.
* Points + Cash: Combining points and cash can be a good strategy for stretching your points further.
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Final Thoughts: Is Transferring to Hyatt Right for You?
Transferring Chase points to Hyatt can be an excellent way to unlock significant value from your Ultimate Rewards points. However, it’s essential to consider your travel goals and preferences. Always compare the cash price of a stay with the points required to ensure you’re getting a good redemption value.
Remember that every Chase point you transfer to Hyatt is a point you can’t transfer to other valuable partners. I advise holding onto your Ultimate Rewards points until you’re ready to book an award stay or flight. Once you find availability and determine that the redemption rate justifies using your points, proceed with the transfer.
If you need to replenish your Chase points balance, consider taking advantage of welcome offers on cards like the Chase Sapphire Reserve and Chase Sapphire Reserve for Business. These cards can provide a significant boost to your points balance, allowing you to continue enjoying the benefits of transferring to World of Hyatt and other valuable travel partners. With careful planning and strategic point redemption, you can unlock unforgettable travel experiences and maximize the value of your credit card rewards.