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Introduction: Unlock Luxury Travel with Chase and Hyatt

Chase Ultimate Rewards points are a powerful tool in the world of travel rewards. While you have many ways to redeem them, I find the greatest value often comes from transferring them to airline and hotel loyalty programs. My personal favorite transfer partner? World of Hyatt. Therefore, I want to share my insights on how to transfer Chase points to Hyatt, helping you unlock incredible travel experiences. This post will guide you through everything you need to know, from eligibility and transfer ratios to deciding when and how to make the most of this valuable partnership.

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Can You Transfer Chase Points to Hyatt? The Simple Answer

The good news is, transferring Chase Ultimate Rewards points to Hyatt is absolutely possible! However, you’ll need to hold an eligible Chase credit card. These are the cards that unlock the ability to transfer your points to travel partners:

* Chase Sapphire Preferred® Card * Chase Sapphire Reserve® * Ink Business Preferred® Credit Card

If you have one of these cards, you’re in business! You can convert your hard-earned Chase points into Hyatt points and use them for unforgettable hotel stays. Chase mentions that you should expect to see the points in your Hyatt account within one business day, though it can take up to seven. However, based on my own experience, points typically post to my Hyatt account almost instantaneously.

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Understanding the Transfer Ratio

Thankfully, Chase keeps things simple with its transfer ratios. The Chase to Hyatt transfer ratio is a straightforward 1:1. Additionally, you must transfer in increments of 1,000 points. Therefore, if you want to transfer 20,000 Chase points, you’ll receive 20,000 Hyatt points.

While we always dream of transfer bonuses that supercharge our points, there has never been a transfer bonus from Chase Ultimate Rewards to World of Hyatt. Given how valuable Hyatt points already are, I wouldn’t hold my breath waiting for one. It’s still a fantastic deal at the standard 1:1 ratio!

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Timing is Everything: When to Transfer Your Points

Knowing when to transfer your points is just as important as knowing how. I only transfer Chase points to Hyatt when I have a specific redemption in mind. If I don’t have enough Hyatt points to cover the booking and I am not interested in purchasing additional points, I consider transferring from Chase to Hyatt.

Here’s what I consider:

1. Specific Redemption: I have a particular Hyatt hotel and dates in mind. 2. Award Availability: The hotel stay is available for booking with points. 3. Value Calculation: I always compare the cash price of the hotel to the points price. I aim for a redemption value of at least 2 cents per point. If I can’t achieve this, I re-evaluate whether transferring points is the right move.

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Other Options: Booking Through Chase Travel or Earning More Hyatt Points

Before you transfer, it’s wise to consider all your options. You actually have two ways to redeem Ultimate Rewards points for a Hyatt stay.

* Transfer to Hyatt: As discussed, this allows you to book directly with Hyatt and enjoy elite benefits. * Book Through Chase Travel: You can redeem your points directly through the Chase Travel portal. With the Chase Sapphire Preferred or Ink Business Preferred, you’ll get 1.25 cents per point. The Chase Sapphire Reserve offers an even better rate at 1.5 cents per point.

I tend to avoid booking Hyatt stays through Chase Travel. When you book through third-party travel agencies, you typically don’t earn elite credits or receive your usual elite benefits. If those factors don’t matter to you, you can compare the redemption rates and decide which option offers the best value.

Also, remember that transferring Chase points isn’t the only way to earn Hyatt points. Consider if there are other avenues to boost your Hyatt balance, such as transferring Bilt Rewards points to Hyatt or purchasing points. Depending on current promotions, buying points could potentially be more cost-effective than transferring from Chase.

If you have more time, earning Hyatt points directly through hotel stays or by using a World of Hyatt credit card might be a good approach. There are currently two Hyatt cards to consider:

* World of Hyatt Credit Card: This card offers a solid welcome bonus and earns bonus points on Hyatt purchases. I love this card because it offers a free night certificate annually. * World of Hyatt Business Credit Card: Designed for business owners, this card has a lucrative welcome bonus and earns bonus points on purchases that support your business.

Transferring Chase points to Hyatt remains a fantastic method for adding points to your account, but don’t neglect other avenues for earning Hyatt points.

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Step-by-Step Guide: How to Transfer Chase Points to Hyatt

Now, let’s walk through the actual transfer process. It’s a breeze, but I’ll guide you through each step.

1. Log into Your Chase Account: Start by logging into your Chase account and selecting the Chase card from which you want to transfer points (Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred). I usually use my Ink Business Preferred. Once you’ve selected your card, find the “Redeem” or “Rewards” section. 2. Navigate to Transfer Points: In the top navigation bar, select the three dots. Select “Travel” and then choose “Transfer points to partners.” 3. Choose Hyatt: Scroll down the page until you see the “Hotels” section. Select the Hyatt tile. 4. Read and Agree: Review the important information about transferring points and then click “Transfer points.” 5. Enter Your Hyatt Account Information: If you have any authorized users on your account, you may need to select the authorized user to whom you wish to transfer the points. Enter the World of Hyatt account number associated with that user and click “Next.” 6. Specify the Number of Points: Enter the number of Chase points you wish to transfer to Hyatt. Remember, you must transfer in increments of 1,000 points. Then, click “Next.” 7. Confirm and Submit: Review the transfer details one last time. Ensure the Hyatt account number and the number of points are correct. Once you’re satisfied, submit your transfer request.

As I mentioned, I typically find that the points transfer to my Hyatt account almost instantly. However, you might need to log out of your Hyatt account and log back in to see the updated balance. Keep in mind that the official processing time can take up to seven business days.

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Final Thoughts: Making the Most of Your Points

Transferring Chase points to Hyatt is a savvy way to get outstanding value from your Ultimate Rewards. However, remember that once you transfer points to Hyatt, they can’t be transferred back to Chase. I recommend holding onto your Ultimate Rewards points until you’re ready to book a specific award stay. This gives you maximum flexibility in case your travel plans change or a better redemption opportunity arises with another transfer partner. Once you confirm availability and calculate that the redemption rate is high enough to justify using your Ultimate Rewards points, go ahead and make the transfer. Happy travels!