As a savvy traveler, I’m constantly looking for ways to maximize rewards and make a meaningful difference in the world. That’s why I put together this guide to the best credit cards for charitable contributions.
- The Blue Business® Plus Credit Card from American Express: Ideal for small-business owners who earn 2x Membership Rewards points on eligible purchases.
- Citi Double Cash® Card: A versatile option for earning cash back (1%) or Citi ThankYou points (1%) on all purchases.
- Chase Freedom Unlimited: A great choice for Chase Ultimate Rewards cardholders who earn 1.5% cash back on all purchases.
- Capital One Venture Rewards Credit Card: Suitable for everyday spending, earning 2x Venture Miles on every purchase.
- Bank of America® Premium Rewards® credit card: Perfect for high-tier Bank of America Preferred Rewards® members, earning 2.625% cash back on all purchases.
- The Business Platinum Card® from American Express: An excellent option for large donations, earning up to 1.5x Membership Rewards points per dollar.
Redeeming Points for Donations
Once you’ve earned points on your credit card, you can redeem them for a variety of charitable contributions.
- American Express Membership Rewards: Convert points to donations with a value of 1 cent per point.
- Hilton Honors: Donate points to numerous charities, with a value of up to 0.5 cents per point.
- United Miles on a Mission: Redeem United miles for charitable contributions at a rate of 1 cent per mile.
Savings Basics
- Money Market Accounts: Combine the features of savings and checking accounts.
- Savings Calculators: Estimate your savings growth and interest earnings.
Retirement Planning
- IRA Accounts: Tax-advantaged savings accounts for retirement.
- Roth IRA Calculators: Determine how much you need to save for a comfortable retirement.
Financial Planning
- Financial Advisors: When to consider engaging a financial professional.
- Pros & Cons of Financial Advising: Weigh the advantages and disadvantages of seeking expert guidance.
This matters to you because it empowers you to leverage your spending into a force for good. By choosing credit cards that align with your values, you can seamlessly make charitable contributions while earning points for future travels or expenses. It’s a win-win that not only enhances your financial well-being but also leaves a lasting legacy of support for the causes you hold dear.